Future Value of a Present Sum

Estimate future value of a present sum in seconds with this free online Future Value of a Present Sum. No account, no spreadsheets — just accurate numbers.

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How the Future Value of a Present Sum Is Calculated

This calculator applies the core time-value-of-money formulas: Future Value = Amount × (1 + r)ⁿ to grow a lump sum forward, and Present Value = Amount ÷ (1 + r)ⁿ to discount a future amount back to today’s dollars, using your entered rate and number of years.

About the Future Value of a Present Sum

Estimate future value of a present sum in seconds with this free online Future Value of a Present Sum. No account, no spreadsheets — just accurate numbers.